Entries by R.M. Cullen and Son

Housing Developments and Management Companies: Are you buying more than a house?

Many developments will have “open space areas” also sometimes called common areas or green spaces. The concept and requirement of open space areas and, by necessity, the need for management companies is a result of planning regulations that developments must include an area of landscaping, the intention being that it will improve the visual amenity of the site in general.

IS THERE RADON GAS IN YOUR HOME?

Radon is a gas which comes from rocks and soil.  We cannot see, smell or taste it but when it is in enclosed places, like our homes, it can pose a danger.  It is believed to be the second greatest cause of lung cancer, after smoking.  A quick check online on the Northern Ireland Interactive Radon Map will allow you to see at a glance the areas of Northern Ireland affected.  However, the map only shows the estimated likelihood that a property will contain radon gas.

STAMP DUTY LAND TAX

What is Stamp Duty?  Stamp Duty is a tax charged on certain transactions.   Historically the evidence of the transaction was a document which required a physical stamp e.g. a Transfer Deed of a property.  The modern version of the tax no longer requires a physical stamp. Today, the most common form of the tax that […]

HELP TO BUY: ISA

Are you thinking of buying a house? Are you saving for a deposit on your first house purchase? If the answer is, yes, then the government’s Help to Buy: ISA Scheme may be an opportunity for you to top up your savings with a bonus up to a maximum of £3,000.00.

From Sherry to Cappucino

It is difficult in our busy computerized and internet driven offices to imagine a more leisurely time when the Solicitors acting for the Vendor and the Purchaser completed a sale of property over a glass of sherry in the offices of the Solicitors acting for the Vendor.